Housing Booster \u2022 July 16, 2026<\/p>\n
To relaunch real estate in Luxembourg \ud83c\uddf1\ud83c\uddfa<\/p>\n
\u00abBuild more. Make it more affordable. More housing. \u2014 Reinforced Subsidy Act, VEFA Exemption, Reduced VAT, Housing Bond<\/p>\n<\/div>\n\n\n
This Thursday, July 16th, the.<\/p>\n<\/div>\n\n\n
The tax credit goes from \u20ac40,000 to \u20ac45,000 per person<\/strong> for the acquisition of a principal residence, raising the ceiling for exemption from registration duties to 640 000 \u20ac<\/strong> (approximately \u20ac1.3 million for a couple). The measure will apply retroactively<\/strong> once the law is passed, for an unlimited duration<\/strong>. Estimated cost: \u20ac15 million.<\/p>\n <\/div>\n\n \n For off-plan purchases where construction is completed by 80 % maximum<\/strong> at the time of acquisition, registration and transcription fees are deleted from the construction part<\/strong> \u2014 they will only be due on the value of the land. Valid for acquisitions concluded Starting July 16, 2026, for 3 years<\/strong>. Estimated cost: \u20ac15 million.<\/p>\n <\/div>\n\n \n A VAT at 8 %<\/strong> (instead of 17 %) for the construction of social housing units\u2014subject to strict conditions: selling price per m\u00b2 less than or equal to the median<\/strong> published by the Housing Observatory, surface area, yield, and rental duration criteria. \u00abThis government wants to stimulate construction, but not finance luxury,\u00bb specifies Gilles Roth.<\/p>\n <\/div>\n\n \n New accelerated depreciation regime: 6 % for 6 years<\/strong>, on a capped basis of 600 000 \u20ac<\/strong>. For purchases made in 2026, investors will be able to choose between the current system and the new deduction; starting from the January 1, 2027<\/strong>, the new system will apply.<\/p>\n <\/div>\n\n \n Following the example of the Defence Bonds, which found their audience last year, the Housing Bond<\/strong> will allow to raise \u20ac250 million<\/strong> from households to finance the construction of housing \u2014 with a Interest exempt from withholding tax<\/strong>.<\/p>\n <\/div>\n\n \n For first-time homebuyers where at least one borrower 35 or younger<\/strong>, the loan limit taken into account for government assistance has been raised\u2014a direct boost for young households facing banks\u2019 requirement of a 20 % down payment, which Gilles Roth, incidentally, wishes to renegotiate with the banking sector.<\/p>\n <\/div>\n\n<\/div>\n\n\n Ministers affirm: the risk of price surges is limited, because thousands of homes already have permits but cannot find financing<\/strong>. VAT and depreciation incentives are linked to price caps \u2014 and the government is committed to intervening in cases of abuse or price increases.<\/p>\n <\/div>\n\n The context remains tense: residential construction prices recorded a \u00abnice acceleration\u00bb<\/em> in the first half of the year, according to Statec (+3 % roofing, +3.3 % building closures), and the off-plan sales segment remains well below its pre-crisis levels.<\/p>\n\n<\/div>\n\n\n No new aid for energy renovations<\/strong> \u2014 a lack that has been pointed out as banks now integrate CPE into their credit conditions. The question of\u201920 % down payment required by banks<\/strong>, a major obstacle for many families, also remains open - Gilles Roth has promised to continue discussions.<\/p>\n <\/div>\n\n The measures must now follow their legislative journey<\/strong> in the Chamber of Deputies. The strengthened \"B\u00ebllegen Akt\" will apply retroactively once the law is passed; the VEFA exemption is active for agreements concluded as of July 16, 2026<\/strong>.<\/p>\n\n<\/div>\n\n\n Until 45,000 euros tax credit per person<\/strong> (90,000 \u20ac for a couple), with an exemption ceiling raised to 640,000 \u20ac. And since the measure will be retroactive, there's no need to wait for the vote to sign. If you are 35 or younger, state aid is further strengthened.<\/p>\n <\/div>\n\n If the construction site is completed by 80 % maximum<\/strong>, you only pay registration fees on the land; the construction portion is exempt. Valid from now (deeds concluded from July 16, 2026), for 3 years.<\/p>\n <\/div>\n\n Double opportunity: the\u2019accelerated depreciation: 6 % over 6 years<\/strong> (capped at \u20ac600,000) and the VAT at 8 %<\/strong> If you are building affordable rental housing, you can still choose between the old and new regimes in 2026\u2014do your calculations.<\/p>\n <\/div>\n\n<\/div>\n\n\n The market is restarting, measures are arriving \u2014 it's time to act. Selfhome.lu<\/strong> has established itself as the benchmark for direct transactions in Luxembourg \u2014 zero commission<\/strong>, community of over 30,000 members<\/strong>. selfhome.lu Sources: gouvernement.lu \u2014 \u00abBoost for housing\u00bb (July 16, 2026) \u00b7 Chamber of Deputies (chd.lu) \u00b7 L\u2019essentiel \u00b7 Le Quotidien \u00b7 Wunnen Luxembourg \u00b7 Paperjam \u00b7 Chronicle.lu \u00b7 Statec \u00b7 Observatory of Housing<\/p>\n\n<\/div>","protected":false},"excerpt":{"rendered":" B\u00ebllegen Akt relev\u00e9 \u00e0 45 000 \u20ac, TVA \u00e0 8 %, Housing Bond de 250 millions : d\u00e9couvrez les nouvelles mesures du gouvernement pour relancer l’immobilier au Luxembourg.<\/p>","protected":false},"author":5,"featured_media":129753,"comment_status":"closed","ping_status":"closed","sticky":true,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[172],"tags":[],"class_list":["post-129752","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.selfhome.lu\/en\/wp-json\/wp\/v2\/posts\/129752","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.selfhome.lu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.selfhome.lu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.selfhome.lu\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.selfhome.lu\/en\/wp-json\/wp\/v2\/comments?post=129752"}],"version-history":[{"count":3,"href":"https:\/\/www.selfhome.lu\/en\/wp-json\/wp\/v2\/posts\/129752\/revisions"}],"predecessor-version":[{"id":129756,"href":"https:\/\/www.selfhome.lu\/en\/wp-json\/wp\/v2\/posts\/129752\/revisions\/129756"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.selfhome.lu\/en\/wp-json\/wp\/v2\/media\/129753"}],"wp:attachment":[{"href":"https:\/\/www.selfhome.lu\/en\/wp-json\/wp\/v2\/media?parent=129752"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.selfhome.lu\/en\/wp-json\/wp\/v2\/categories?post=129752"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.selfhome.lu\/en\/wp-json\/wp\/v2\/tags?post=129752"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Why now? The state of the market<\/h2>\n <\/div>\n\n
T1 2026 annually<\/span>\n <\/div>\n
T1 2026 annually<\/span>\n <\/div>\n
The ninth remains in crisis<\/span>\n <\/div>\n
over a year<\/span>\n <\/div>\n <\/div>\n\n What's still missing \u2014 and the continuation<\/h2>\n <\/div>\n\n
What that changes for you<\/h2>\n <\/div>\n\n
The platform that works for you
Individuals and professionals<\/h3>\n
And soon, we are opening our services to Real estate agencies<\/strong> \u2014 to offer them a fair alternative to large platforms that crush their margins.<\/p>\n \ud83d\udd0d View the properties listing<\/a>\n Publish my property now<\/a>\n
#1 in real estate between individuals \u00b7 Luxembourg<\/span><\/p>\n<\/div>\n\n\n